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Authorized and regulated by the Financial Services Authority

Household Insurance Services is part of the Smith & Pinching Group Limited, and you may be interested to know how the Smith & Pinching Group can assist you with other insurance and financial matters.

This is a brief guide to the many services we are able to offer ...

Mortgage Advice. Which type of mortgage is best for you - repayment, interest only, fixed, variable, discount, cashback, capped, stepped, bank, building society, endowment, PEP, pension? Confusing isn't it!

Life Assurance Protection. What would happen to your family if you were no longer around to provide for them?

Travel Insurance. If you shop around you'll find that insurance offered by Travel Agents is not always the best.

Personal Pensions. Are you relying on the State to provide you with an adequate income on retirement?

Savings - PEPs, TESSAs, ISAs. Are you paying tax on your regular Savings Account? Pity, could be avoided.

Investments - Shares, Unit Trusts, Bonds. Are you looking for growth, income, or both from your investments?

Personal Accident and Sickness Insurance. How would you manage financially if you were off work through an accident or sickness?

Private Medical Insurance. Can you really afford to be on an NHS waiting list for 12 months or more?

Critical Illness Cover. What would happen to your family if you could never work again?

Commercial Property Insurance. - including let properties.

Liability Insurance - Public, Products, Employers. Sensible protection for you and your business (Employers' Liability is a legal requirement if you employ anyone).

Motor Fleets. - from 5 vehicles upwards.

Group Pension Schemes. Have you thought about providing pension benefits for your employees?

Licensed Trade (Pub) Scheme. Competitive premiums and cover (one of the best policies currently available).

Commercial Insurance. Is your business adequately covered?


Smith and Pinching Financial Services Limited and Smith and Pinching General Insurance Services Limited are authorized and regulated by the Financial Services Authority.